GenAI and the Data Divide 

2026 Clearwater Global GenAI Report

178 senior investment leaders reveal why firms succeeding with AI are the ones with the strongest data foundations.

Every financial institution is investing in AI. Yet while adoption has become widespread, results vary dramatically. The gap isn’t spend, and it isn’t who moved first. It’s the data foundation the AI is actually built on.

GenAI and the Data Divide reveals why, despite widespread AI adoption, few investment organizations have a winning strategy. Based on a global survey of 178 senior executives—including CEOs, CFOs, CIOs, CROs, and CTOs across insurance firms, asset managers, hedge funds, and private credit managers—the report examines how data quality is shaping AI adoption, business outcomes, and competitive advantage.

What the report reveals

• Why AI confidence and data confidence are moving in opposite directions inside most investment firms
• The one trait that separates AI leaders from everyone else, and it isn’t the one most firms are optimizing for
• Where the C-suite says the real risk to their AI strategy is hiding
• What your peers feel will close the gap between AI ambition and AI results

Download the full report for the data behind the divide.